Federal Reserve Economic Data

Personal Saving Rate (PSAVERT)

Feb 2025: 4.6
Updated: Mar 28, 2025 7:43 AM CDT
Feb 2025:  4.6  
Jan 2025:  4.3  
Dec 2024:  3.3  
Nov 2024:  3.7  
Oct 2024:  4.0  
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Units:

Percent,
Seasonally Adjusted Annual Rate

Frequency:

Monthly
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Line chart with 794 data points.
The chart has 1 X axis displaying xAxis. Data ranges from 1959-01-01 1:00:00 to 2025-02-01 1:00:00.
The chart has 2 Y axes displaying Percent and yAxisRight.
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Line 1
(a) Personal Saving Rate, Percent, Seasonally Adjusted Annual Rate (PSAVERT)

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    Line 1
    Personal Saving Rate
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    Notes

    Source: U.S. Bureau of Economic Analysis  

    Release: Personal Income and Outlays  

    Units:  Percent, Seasonally Adjusted Annual Rate

    Frequency:  Monthly

    Notes:

    BEA Account Code: A072RC
    Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI.
    Personal saving is equal to personal income less personal outlays and personal taxes; it may generally be viewed as the portion of personal income that is used either to provide funds to capital markets or to invest in real assets such as residences.(https://www.bea.gov/national/pdf/all-chapters.pdf)
    A Guide to the National Income and Product Accounts of the United States (NIPA).

    Suggested Citation:

    U.S. Bureau of Economic Analysis, Personal Saving Rate [PSAVERT], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/PSAVERT, March 31, 2025.

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